Skip the big bank runaround. Get low mortgage rates, real answers, and a lender who actually picks up the phone.
First-time buyer, veteran, self-employed investor — we have a program built for your exact situation.
Ideal for buyers with solid credit. Flexible terms, competitive rates, and no PMI with 20% down.
As low as 3% downGovernment-backed with low down payment and flexible credit requirements. Perfect for first-time buyers.
580+ credit score OKEarned benefits for veterans and active-duty service members. Zero down, no PMI, exceptional rates.
$0 down for veteransSelf-employed? Prove income with 12–24 months of bank statements instead of W-2s. No tax returns needed.
Self-employed friendlyQualify based on rental income, not personal income. Build your real estate portfolio the smart way.
No income docs neededLower your rate, cut your monthly payment, or pull cash out of your equity. We find the best refi for you.
Lower your paymentSince 2011, we've been cutting through mortgage complexity. No runaround, no hidden fees — just straight answers and great rates.
We front-load the work so your file moves fast. No waiting weeks for basic answers.
You'll know every cost upfront. No last-minute fees, no shock at the signing table.
Direct access to your loan officer. He knows your file and picks up the phone.
We believe an informed borrower makes the best borrower. We explain everything in plain English.
We've streamlined every step so you can stop stressing and start moving into your new home.
Apply online or call us. We review your situation and issue a pre-approval letter — often the same day.
We discuss your goals and design the ideal loan — the right program, the right term, the best rate available.
We front-load the hard work — ordering appraisals, coordinating title, and packaging your file for underwriting.
Your loan goes to the underwriter. Our prep work means approvals typically return within 24 hours.
If anything else is needed, we handle it quickly. You're always in the loop — no radio silence, ever.
A mobile notary comes to you. Sign, fund, and get your keys. Welcome home!
Sample rates for well-qualified borrowers. Your personalized rate may be even lower — contact us to find out.
*Rates shown are sample rates for illustrative purposes only and are subject to change without notice. Actual rates depend on loan amount, credit score, LTV, property type, and other factors. Not a commitment to lend. Contact us for your personalized quote. Equal Housing Lender.
Adjust the values below to see how your loan details affect your monthly payment in real time.
Don't take our word for it. Here's what our clients say after working with us.
"Travis made buying our first home completely stress-free. He answered every question — even late on a Friday — and we closed in 21 days. Our realtor said she'd never seen it done that fast."
"I'm self-employed and had been turned down by two banks. Travis found me a bank statement loan that worked perfectly. Closed on my dream home within a month. Unbelievable service."
"Refinanced and dropped my rate by 1.75%. Travis handled everything start to finish in under 3 weeks and saved me $520 a month. I've already referred him to three friends."
"As a veteran, I wanted to use my VA benefit but wasn't sure how it worked. Travis walked me through everything, got me $0 down, and explained every step. Outstanding."
"I've done four DSCR loans with Travis for my rental portfolio. He knows investment lending better than anyone I've worked with. Fast, knowledgeable, and always honest."
"My husband and I were terrified about the mortgage process. Travis made it so easy and never made us feel dumb for asking questions. We're in our home and couldn't be happier!"
Everything you want to know before you start. Still have questions? Call Travis directly.
Over 15 years of mortgage experience paired with deep knowledge of each local market.